OVERVIEW
With a proven track record, we assist our clients in navigating the complex legal, business, and regulatory challenges associated with this dynamic sector. Drawing on our collective expertise, we deliver comprehensive solutions across various facets of FinTech – whether it’s setting up and structuring of new products, enhancing existing offerings, advisory from a regulatory perspective, structuring contractual arrangements or seeking regulatory approvals in the sector.
In the technology and fin-tech sector, the Firm has extensive expertise of the applicable regulatory regime including financial services regulations, technology laws, telecommunication laws, payment and settlement laws, data privacy laws and consumer protection laws. Specifically, our fintech advice includes advisory in the areas of digital payments, retail banking, digital lending and new age technologies. Additionally, the Firm has also supported clients in respect of various M&A and PE transactions in fintech space. The Firm regularly advises leading payment apps, payment aggregators, NBFCs, banks, online marketplaces and technology companies.
As part of the Fintech and TMT practice, the Firm has advised several leading industry players in the space including the likes of Google, Zomato, Meesho, Razorpay, Tata Payments, SBI Cards, Uni, PayU, Ola, Samsung, Netflix, Lufthansa – Airplus, Apollo Hospitals and Play Games24x7.
To provide comprehensive legal services and one stop solution to our clients, we work closely with our Regulatory team, Corporate and M&A team, Private Equity Team and Dispute Resolution team.
Contact us today to learn more about how we can assist you.
KEY PARTNERS
-
Digital lending framework & co-branded credit cards: Extensively advised leading industry players in the digital lending space (an area which has subject of several regulatory disruptions) and in that process, the Firm structured various innovative and complicated digital lending related product offerings. Additionally, the Firm has also supported clients in respect of offering co-branded credit cards in partnership with banks.
-
Payment aggregators: Advised leading payment aggregators in relation to their business activities and structuring of their highly disruptive product offerings. Provided advise from the perspective of payments and settlement systems laws, payment aggregator guidelines and other applicable regulations.
-
NBFC related advisory: Provided structuring and regulatory advice from the standpoint of NBFC regulations to various clients in relation to setting up of an NBFC and obtaining NBFC license from the RBI in that regard.
-
Credit assessment & scoring: Credit assessment and credit scoring in India is a deeply regulated space. The Firm has advised and supported clients in conducting of behavioral assessment of customers through alternative and non-traditional modes (by utilizing non-financial data) and structuring such offerings in a manner compliant with regulatory regime.
-
Super apps: The Firm has advised leading players in relation to setting up of super apps which effectively enable and facilitate multiple product offerings and wide range of services/products across several sectors by various market players / merchants – through a single app / one stop solution.
-
Interface with regulatory authorities: The Firm has advising leading tech companies in putting forth representations before regulatory authorities (including RBI and NPCI) highlighting the suggestions in respect of the proposed regulatory changes in the fintech and TMT space. The Firm also advises clients in relation to seeking appropriate regulatory approvals in the space including NBFC license, payment aggregator license, PPI license etc.